Fast Processing and Disbursal
Apply online, check your eligibility and get money directly in your bank within 2 Hours.
RBI-Registered NBFC
Empowering borrowers to meet all their financial needs.
The Product
Personal loan, when you need it most.
Quick access to funds for unexpected expenses, applied for, online through our website.
R.K. Bansal Finance
Personal loan
₹1,000–₹2,00,000
Fixed interest rate. No compounding.
Interest rate
0.08% – 1% per day
Disbursal
Within 2 Hours.
How it works
Three steps from application to funds.
01Application
Apply online
Submit a short application on our website with minimal documentation.
- Entirely online, on our website
- Minimal documentation: KYC only
- No agents, no branch visit
02Underwriting
Instant automated review
Our system assesses your application and returns an approval decision right away.
- Automated underwriting
- Approval decision right away
- No manual back-and-forth
03Disbursal
Funds in your account
On approval, the amount is disbursed directly to your bank account within 2 Hours.
- Disbursed within 2 Hours
- Direct to your bank account
- For loans of ₹1,000 – ₹2,00,000
Why borrowers choose us
The terms are simple, and they stay that way.
Easy Repayment Options
Repay the loan amount in easy EMI with flexible tenure options.
100% Paperless
No paperwork or physical documentation is required — apply and get personal loan completely online.
Safe, Secure and Transparent
Our loan application process is fully secured and safe, and there are no hidden charges.
A lender you can rely on
RBI-Regd.NBFCRegistration B-14.00700
Since 1984Four decadesIncorporated 21 November 1984
61 PartnersSourcing networkA fully digital sourcing network
Fair PracticeCode-boundWritten terms · 30-day grievance redressal
Frequently Asked Questions
Eligibility & application
Amounts, rates & repayment
Fees, charges & penalties
Trust, safety & grievances